Stock $400.94at close Sep 3 Updated Sep 3, 2026

$UNH Stock Forecast & Price Prediction

UnitedHealth Group

A historical-probability forecast for UNH: what actually happened every other time UnitedHealth Group set up the way it does today — across 30+ years of data and 5 market conditions. Not a model prediction.

UNH — 32 years of history, with every matching day marked
higher 5 trading days later lower
$33.87 $232.34 $430.81 $629.27 Jan ’95Jul ’05Feb ’16Sep ’26

All 49 matching days (2004–2025) are marked — 21 closed higher 5 trading days later, 28 closed lower. Hover any dot to see that day and what UNH did next.

Matched on 5 factors: Move Intensity · VIX Level · Market Regime · RSI Zone · RSI Slope change the factors and rerun it yourself →

Next Day
36.7%
closed higher
Median: -0.23% 49 days
Next 5 Days
42.9%
closed higher
Median: -0.39% 49 days
Next 20 Days
59.2%
closed higher
Median: +0.72% 49 days

These rates come from one specific setup — today's readings matched across 5 market conditions. That's this page's default; the dashboard lets you mix, add, or relax up to 17 factors, and the probabilities update live as the match changes. Not a prediction — this is what happened in the past.

UNH Price Target: Historical Range Projection

A traditional price target is one analyst's opinion. These ranges are measured: we take every historical day where UNH looked like it does today and apply what actually happened next to the latest close of $400.94. The median is the center of history, not a promise.

Horizon Worst 5% 25th Median 75th Best 5%
Next day $391.64 $398.61 $400.02 $402.90 $405.59
Next 5 days $376.00 $391.16 $399.38 $404.59 $412.97
Next 20 days $367.62 $385.54 $403.83 $419.50 $434.38

Read it like this: across 49 matching days, UNH's next-20-day outcomes centered on $403.83, with the middle half of history landing between $385.54 and $419.50. Ranges shift daily as conditions change.

The September effect on UNH

Across 31 Septembers of history, UNH finished the month higher 48% of the time, with a median September return of +0.00%. Each year counts once — no overlapping windows inflating the sample.

SQL query This stat comes from a direct query against the full database — it isn't a point-and-click view in the analysis dashboard. Power User and Quant plans include the direct query API that produced it.

Septembers up
48%
Median
+0.0%
Years
31

What TradeOdds reads in UNH today

Today UNH is up 0.3%. These are the exact readings the engine measured for UNH's latest session — the fingerprint it then hunted for across 30+ years of history. Every number on this page comes from days that matched this fingerprint.

Move Intensity
0 ATR (Flat/Quiet)
VIX Level
12–15 (Low Volatility)
Market Regime
Full Bull
RSI Zone
45–55 (Neutral)
RSI Slope
Hooking Up (Rising)
Toggle any of these factors live in the dashboard — same setup, pre-loaded →
Run Free UNH Analysis

Customize conditions, toggle factors, and explore every matching day. Free to try — no account required.

What are the odds UNH goes up tomorrow?

Bearish lean · Moderate confidence (49 matching days)

Across 49 historically similar trading days — where UNH up 0.32% with matching conditions across 5 market factors — the stock closed higher 36.7% of the time over the next trading day. The median return was -0.23%, based on data spanning 2004 to 2025.

Every bar is real matched days, not a model curve. The middle 90% of next-day outcomes ranged from -2.32% to +1.16%. Inspect each day →

What are the chances UNH rises this week?

Slight bearish lean · Moderate confidence (49 matching days)

Across 49 historically similar trading days — where UNH up 0.32% with matching conditions across 5 market factors — the stock closed higher 42.9% of the time over the next 5 trading days. The median return was -0.39%, based on data spanning 2004 to 2025.

Every bar is real matched days, not a model curve. The middle 90% of 5-day outcomes ranged from -6.22% to +3.00%. Inspect each day →

Will UNH go up in the next month?

Slight bullish lean · Moderate confidence (49 matching days)

Across 49 historically similar trading days — where UNH up 0.32% with matching conditions across 5 market factors — the stock closed higher 59.2% of the time over the next 20 trading days. The median return was +0.72%, based on data spanning 2004 to 2025.

Every bar is real matched days, not a model curve. The middle 90% of 20-day outcomes ranged from -8.31% to +8.34%. Inspect each day →

The receipts: UNH's matching days

The 49 matching days behind the 5-day numbers are real, dated trading sessions — here are the 25 most recent. Each row is a day UNH looked like it does today, and what actually happened next.

Date Setup move VIX Next 5 days
Aug 14, 2025 +0.00% 14.8 +0.54%
Jan 24, 2025 +0.75% 14.8 +0.46%
Jun 14, 2024 +0.00% 12.7 -0.28%
Jun 11, 2024 +0.25% 12.8 -3.38%
Jun 5, 2024 -0.25% 12.6 -2.10%
Jun 3, 2024 +0.50% 13.1 -0.71%
Mar 28, 2024 +0.50% 13.0 -7.83%
Mar 27, 2024 +0.25% 12.8 -8.01%
Mar 20, 2024 +0.25% 13.0 +0.17%
Feb 16, 2024 +0.25% 14.2 +0.21%
Feb 8, 2024 +0.25% 12.8 +0.36%
Jan 9, 2024 +0.50% 12.8 -2.44%
Aug 29, 2023 +0.50% 14.4 -3.45%
Jun 22, 2023 +0.50% 12.9 -0.39%
Sep 16, 2019 +0.50% 14.7 -1.85%
Jul 30, 2019 +0.50% 13.9 -3.13%
Jul 29, 2019 +0.50% 12.8 -3.01%
Apr 29, 2019 +0.25% 13.1 +1.02%
Apr 8, 2019 +0.00% 13.2 -7.02%
Mar 14, 2019 +0.50% 13.5 -0.91%
Aug 10, 2016 +0.50% 12.1 -0.37%
Apr 12, 2016 +0.50% 14.8 +2.23%
Oct 28, 2015 +0.50% 14.3 -4.30%
Jul 29, 2015 +0.25% 12.5 +2.30%
Apr 24, 2015 +0.50% 12.3 -5.02%

Setup move is the matched day's approximate price change; Next 5 days is the measured open-to-close outcome that followed. All 49 days, sortable, in the dashboard →

How UNH Analysis Works

1

Detect Today's Conditions

TradeOdds automatically reads UNH's current market state — price move, volume, RSI, VIX, trend structure, and 12 more conditions.

2

Find Matching Days

Every historical trading day for UNH is scanned. Days with similar conditions are identified — typically hundreds of matches across 30+ years.

3

Check the Base Rate

See the win rate, median return, outcome distribution, and every matching day listed with exact dates and returns.

Regret a UNH trade? Test it right here.

Pick any past UNH trade date and see what the historical base rate said before that trade — live, free, no account.

About This Data

Data Quality

  • Institutional-grade OHLCV price data
  • Adjusted for splits and dividends
  • Updated daily after market close
  • Coverage from 2004 for UNH

Methodology

  • Returns measured open-to-close (executable)
  • Conditions bucketed quantitatively, not visually
  • All matching days listed with exact dates
  • No AI predictions — pure historical lookup

Every stat on this page is a query against that dataset — the identical data the TradeOdds analysis dashboard runs live. Open it with this page's exact setup pre-loaded to see each matching day, date by date.

The numbers above reflect what happened historically under similar conditions. They are not predictions or recommendations. Past performance does not guarantee future results. See our legal disclaimer.

Setting up like UNH today

Other tracked symbols whose current readings overlap UNH's on 3+ factors right now — same fingerprint family, different stock. This cross-symbol view is what Factor Match does across 2,000+ assets on every condition — 5 free scans, no account needed.